6 Degrees Financial Services Group
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commercial Business loans


Lending Strength to Your Business

Lending Structure 

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6 Degrees Financial Group has so many options for financing- we are correspondents for life insurance companies, conduit lenders, banks, credit unions and all the stated/alternative lenders as well as private money bridge financing. We really are a one stop shop for all of your Commercial and Business loans. We also have a particular knack for franchise start-up financing.

Our minimum loan amount is $200,000 and we do not have a maximum. Some of our lending partners have access to funds over $1-Billion dollars. If you have a deal please give us a call, we will set up a secure email link with 256 bit military grade encryption for you to submit your application and required documents i.e. (“needs list”). Once all requested documents have been received, we can underwrite & process the loan request within 48 hours.  So long as the deal qualifies, we will issue preliminary terms on the deal that are backed by the lender directly.
With regards to our bridge loan product, we focus on asset-based loans only.  Our bridge program does not have set terms. Like many lenders, we can be flexible with the terms if it makes good business sense on both ends to structure & fund unique deals.
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The way our business is structured, we see that roughly 1/3 of our business runs through our private fund or other hard money options, 1/3 is through the SBA or conventional banks, and 1/3 is through life companies & large hedge funds. Most loans come to us after the banks have said no and yet we still get them done with bank rates-we just choose the right bank for each individual scenario from the 200 institutions we have nationwide. So, when you need a commercial or business loan, think of 6 Degrees Financial Services. We are the place to go when the banks say no.

Click Here To Download Our "BUSINESS LOAN APPLICATION"


Lets Get Specific

Types of properties we finance
Types of programs & loans we fund
  • Retail
  • Franchises
  • Warehouses
  • Office space
  • Complexes
  • Hotels
  • ​Motels
  • Multifamily
  • Industrial
  • Medical clinics
  • Healthcare
  • SBA 7a & 504
  • Conventional
  • Conduit
  • Bridge
  • Stated
  • Business only
  • ​Working capital
  • Hard money
  • Construction
  • Development
  • Non-recourse
  • Line of credit

Needs List

OWNER OCCUPIED: Owner of business is the main occupant and direct borrower of the loan.
  • 3 years tax returns on borrower personally.
  • 3 years tax returns on borrowers business.
  • Year-to-date profit and loss statement on business.
  • Personal financial statement on borrower.
  • Borrower Credit report   "Download Form"
  • Business Debt Schedule "Download Form"

LINE OF CREDIT: Loans useful for a project for which the total cost is unclear.
  • Year-to-date profit and loss statement.
  • Last years tax return.
  • Last years profit and loss & balance sheet.
  • Current accounts receivables & accounts payables aging report.
  • ​Explanation paragraph for use of funds.
  • Borrower Credit report "Download Form"

CHURCH:
  • Church worksheet "Download Form"
  • 3 years financials on church.
INVESTOR: Loans to investor buying rental producing property or properties.
  • Year-to-date profit and loss statement on property
  • Rent roll on property
  • Pictures on property
  • Personal financial statement on borrower
  • Borrower Credit report  "Download Form"
  • Business Debt Schedule "Download Form"

​CONSTRUCTION & DEVELOPMENT: Loans to finance the improvements necessary before development can be completed.
  • Executive Summary- overview of the project, location, strengths of the deal.
  • Detailed Resume’s of partners AND GC if not a partner.
  • 3 Years financials on all borrowers, GC, and partners on the deal.
  • Personal Financial Statements on all borrowers and GC.
  • Pro-Forma-projections on project.
    1.  Net income expected. 
    2.  Detailed cost breakdown.
  • Borrower Credit report "Download Form"
  • Information on the property-demographics, absorption studies, marketing & management plans, etc.
  • Info on pre-sales and if so, proof of them. 50% pre-sales is preferred.

Positive Results

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​Now that you know our needs, call us today or click here on "Contact us" to outline your needs and get started. From our contact's page you can email us with your questions, or you can even schedule a consult with our loan specialists.
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Company Address:

Business Services

6 Degrees Financial Services Group, Inc.
4731 North A.1.A., Suite 228
Vero Beach, FL 32963
​Phone: 772-217-5877
Phone: 772-217-5875
Email: info@6degreesfsg.com
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